The Manual Process Is The Point
Earlier this week on a Reddit thread I was discussing Caffeinated Checkbook. Someone pointed out that “every banking app does this, so why does anyone need it?” It’s a fair question. Every bank has an app, and there are many similar apps such as Credit Karma, YNAB, Quicken Simplifi, and many others. They all show you your transactions, pull in your data, and categorize your spending automatically. So why would anyone bother typing transactions in manually?
Because entering the transactions manually is the whole point.
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